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While we are talking pre-cruise homework, taking out cruise-specific travel insurance is advisable; even if you are not leaving Australian waters, Medicare and private-health policies do not cover medical expenses, which can be enormous on cruises. A good policy will also cover your expenses for cruises that are cancelled, unforeseen flight delays that mean you miss the ships departure and pre-paid port excursions that might have to be missed because of weather or sea conditions.

Doing your research before you book is key to finding the right sort of ship and itinerary that suits your lifestyle and budget. There are many tempting cheap offers floating around but if you are looking for a cosy couples getaway then a bargain-priced three-night sampler cruise on a ship with two or three thousand fellow passengers is not going to fit the bill.

All deck plan pages include basic statistical information, such as:
- year built, vessel class and sister ships (among the fleets of all lines).
- total number of cabins, plus number per type (Inside, OceanView/RiverView, Balcony, Suite).
- capacity - passengers (normal and max/double occupancy) and crew capacity.
- number of passenger accessible decks, number (in any) of swimming pools and whirlpools (hot tubs), passenger elevators, water-slides.
- On some ships is additionally provided information regarding name origin/meaning, service history, fun facts.

Many lines, especially river cruise companies, offer bonuses such as free flights, pre-paid gratuities and on-board credits when you book and pay several months in advance. You also have the benefit of booking your preferred deck plan and cabin and if you are planning a family cruise during school holidays, always the busiest times, booking at least six months ahead is almost essential.

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