When trying to determine how much cabin you can afford, do not forget to factor in the cost of the rest of your trip. If you have to spend a lot on airfare, pre-cruise hotels and activities in port, you might not be able to afford the fanciest suite; if you are using frequent-flyer miles or do not need to book a hotel, you will have more money for cruise fare; the money you save on airfare can be used to spring for a nice stateroom. Or, look for value-added perks from cruise-line and travel-agent promotions. Offers for complimentary onboard cash, prepaid tips or included airfare can free up some money to pay for other vacation expenses.
For some reason, most cruise lines assign their nicest and most expensive cabins to the highest decks, usually just below the pool deck (most likely because if you have a window or balcony, you have a more sweeping vista). Still, it is the pool deck that often causes the most noise problems, so if you do not want to hear scraping chairs at the crack of dawn or yee-hawing pool parties until the wee hours, go down a level. In fact, when it comes to noise, the best bet is to select a cabin that is both above and below other cabins.
Exception: Carnival has several cabins which are classified as inside cabins but actually have a french glass door which allows light into the room (no balcony, but the door can be opened). Carnival also has some cabins that have a window, but because the window has an obstructed view (that means there is a railing or object in the way) it is listed as an inside cabin. Royal Caribbean has some cabins that have a window but look out over an inside promenade area. These are called "promenade staterooms".
On many ships, basic inside and outside cabins are usually the same size, the difference being that one has a porthole or picture window to let in natural light. Balcony cabins can also be the same size as standard insides and outsides, with the addition of the outdoor space on the verandah; sometimes the interior space is larger. A basic cabin, regardless of category, is referred to as a "standard" unless there is something about it that makes it different (such as physical layout, being handicapped accessible or a designated family cabin). With minisuites on up, you get bigger and bigger indoor and outdoor spaces.
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