When trying to determine how much cabin you can afford, do not forget to factor in the cost of the rest of your trip. If you have to spend a lot on airfare, pre-cruise hotels and activities in port, you might not be able to afford the fanciest suite; if you are using frequent-flyer miles or do not need to book a hotel, you will have more money for cruise fare; the money you save on airfare can be used to spring for a nice stateroom. Or, look for value-added perks from cruise-line and travel-agent promotions. Offers for complimentary onboard cash, prepaid tips or included airfare can free up some money to pay for other vacation expenses.
On many ships, basic inside and outside cabins are usually the same size, the difference being that one has a porthole or picture window to let in natural light. Balcony cabins can also be the same size as standard insides and outsides, with the addition of the outdoor space on the verandah; sometimes the interior space is larger. A basic cabin, regardless of category, is referred to as a "standard" unless there is something about it that makes it different (such as physical layout, being handicapped accessible or a designated family cabin). With minisuites on up, you get bigger and bigger indoor and outdoor spaces.
Do you have to have a whirlpool bathtub or a walk-in closet? Will you be entertaining and thus in need of a dining table that can seat six or eight? Do you want benefits like priority dinner reservations and being first in line to get on or off the ship? Do you want to be pampered with extra-plush linens and bathrobes, fancy bath products and in-suite coffee and booze? You can find those amenities and more in most of the upper-level suites.
Since cruising has become a popular family vacation, more new ships have built "family accommodations" into the actual design. These are often suites, each with a separate room for the kids -- sometimes a small alcove with bunk beds, sometimes an entire adjoining cabin. Families and groups can also take advantage of regular staterooms with third or fourth berths found in pullout sofas or pull-down bunk beds (called Pullmans). If you are going to squeeze your whole troupe into one cabin, make sure the space is big enough to accommodate the lot of you ... and all your belongings.
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